We have served the needs of individuals, families and business owners seeking comprehensive financial strategies and personalized asset management strategies for 28 years. Our approach is objective, disciplined, and tailored to each client's specific needs. I understand that the process of wealth management is lifelong. Along with helping clients pursue their goals and dreams, We strive to help ensure that our clients are able to keep the promises they have made to themselves, to their families and to their communities. Areas of Specialization;401k distributions, financial planning, portfolio construction, investment management, estate planning, college planning, tax planning, concentrated stock position, stock options, life insurance, long term care insurance,disability insurance, cash flow analysis, risk management.