We are a family and owned and operated Independent Agency who has been serving the insurance needs of families and businesses in the Greater Richmond, Lexington, KY and Cincinnati, OH areas since 1999. We have four office locations to better service your insurance needs. Our offices are located in Erlanger, KY, Cincinnati, OH, Richmond, KY, and Hebron, KY. Unlike most agents that only have access to only one carrier we have access to over 27 carriers that we work with on your behalf such as: Liberty Mutual Group, MetLife, Travelers, The Hartford, SAFECO , Auto-Owners, Kemper, & Progressive in order to get you the best coverage's at the best possible price.In this day and age it's all about choices and options! This is where the value of Gartman Insurance comes to light. Put simply, we have the ability to look at your personal situation and shop your needs with several "Fortune 500" carriers. We provide both personal insurance coverage such as auto insurance, life insurance, and home insurance as well as commercial insurance coverage such as business insurance, workers' compensation, commercial auto insurance, umbrella insurance, and much more. We want your insurance to work hard for you and your family. Let us help you find the right protection while giving you the peace of mind that comes with knowing you are covered. Message our page to start your free quote!