LinkSpectrum Co. provides credit card deals and promotions online. It offers credit card resource center and links for online applications, as well as provides tools and information for comparison of credit cards from various banks and companies. The company provides credit reports and monitoring. It offers information of various credit cards, including special credit card deals, balance transfer and purchase, low interest, business, student, reward, student, customizable, and prepaid. The company was incorporated in 2001 and is based in Memphis, North Carolina. As of September 5, 2008, LinkSpectrum Co. operates as a subsidiary of Bankrate Inc.