Retirement Benefits Advisory (RBA) was formed in response to the growing demand for specialised services in the fast-expanding pension and allied industry in Nigeria." The successful implementation of the Contributory Pension Scheme, the introduction of a Workman's Compensation Act, and the reinvigoration of the Insurance Sector have significantly influenced the long-term perspective of the Nigeria Financial Services Sector. The phenomenal growth in the number of participants coupled with the huge savings pose opportunities and threats.Retirement savings are arguably the most important source of long term savings for any country. On the one hand, their long-term nature makes them vulnerable to various risks while on the other they form a veritable source of long-term financing of the real sector and capital intensive infrastructure financing. This seemingly contradicting juxtaposition begs for a robust enabling environment and expertise to manage the vast resources, being generated, efficiently and effectively.It is in response to such demand for expertise that well diversified and experienced consultants – in the areas of Finance, Accounting, Economics, Actuarial Science, Law, Regulation/Supervision and, Labor & HUMAN Relations – were pooled to form the Retirement Benefits Advisory Limited to complement the industry efforts.