Skelton-Morris Associates, LLC is an innovative insurance agency built on the principals of traditional insurance programs combined with professional, caring and conscientious people you can depend on. While our ideas and philosophy are modern and in tune with today's business climate, our experience in the insurance industry dates back to 1912.We are a full service insurance agency with the flexibility to offer a variety of services including group health, employee benefits, long-term care planning, personal and commercial asset protection plans, and many other features. Our staff is very knowledgeable and each person specializes in their respective area so that you can trust that your need are handled in a timely and efficient manner.Our agency also has the ability to analyze the market and place your specific needs with a company offering the most competitive price. This means we work for you, our client, and not for an insurance company. This flexibility allows you to concentrate more on your business while we concentrate on your insurance concerns.