T. Stephen Johnson & Associates, Inc. was a financial consulting and investment banking firm that operated from 1986 - 2012 in Alpharetta, GA, providing value-added advisory services to financial institutions for 26 years. While in operation the firm provided consulting services to hundreds of community banks, performed over 150 mergers and acquisitions, and started more than 150 de novo banks across the U.S.The firm provided consulting and advisory services in the areas of investment banking and fund management, regulatory application and charter conversions, business plans and capital plans, mergers and acquisitions, de novo bank and thrift formation, bank holding company formation, branch expansion, strategic planning, organizational restructuring, compensation planning, and fairness opinions and stock valuations.