Welcome to the Official Spring Bank Company PageWe exist to create a world where all people have equal access and the opportunity to build prosperous and abundant futures for their families and communities. We support people who have been typically underbanked with small loans so that an unforeseen emergency like a car repair or minor health expense, for example, doesn't prevent someone from a productive and healthy life. Through small loans, our goal is to protect our community from exploitative, predatory loans and check-cashing, ultimately restoring and building the financial wellbeing of our city. These products include:Personal Checking Accounts: All of our checking accounts include the use of your IDNYC to open an account; zero maintenance fee options for all of our checking accounts; ATM Access at any Citibank Branch & MoneyPass Network--Personal Savings Accounts: Competitive rates on our savings, CD and Club accounts --Personal Loans: Among other options, our Credit Builder helps you build a healthy credit score while also saving money. --Small Business Grow Program: Our Micro Line of Credit and Small Business Grow Loan. We offer these same lending options to nonprofit organizations. --Financial Empowerment Program: Supports the financial stability of your employees with a fintech solution. Employees receive access to our Employee Opportunity Loan and free financial counseling through our ally, Neighborhood Trust Financial Partners. Visit our website at www.springbankny.com for a full list of products, rates, and services.