At Horizon Financial, we are woman owned business serving northern Michigan for over 29 years. We offer comprehensive financial planning and wealth management with a CFP and an MBA on staff. We were born and raised here. Our staff to can provide more in-depth service with our client-to-team member ratio is 35:1. We have a 95% client retention rate. Clients tend to stay with us and refer us to others. This communication is strictly intended for individuals residing in the states of: AK,AZ,FL,MD,MI,IL. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. CERTIFIED FINANCIAL PLANNER™ ProfessionalAccredited Investment Fiduciary® Securities & Advisory Services offered through: Commonwealth Financial Network. Member FINRA (www.FINRA.org) & SIPC (www.SIPC.org). A Registed Investment Adviser. Horizon Financial is located at 4020 Copperview Suite 230, Traverse City, MI 49684 231-941-6669 or at hollyg@cfnmail.com.Review our terms of Use: www.commonwealth.com/termsofuse.html